PMT Score BISP: Step By Step Official Guidelines

The Government of Pakistan has launched the Benazir Income Support Program (BISP) to help the poor families in Pakistan. BIPS has created a survey tool. This tool generates a score that indicates the eligibility criteria for specific BISP schemes like educational scholarships. This score is referred to as the Proxy Means Test (PMT) score. This tool collects demographic information from families. The survey collects basic demographic information to determine the Proxy Means Test (PMT) score BISP.

• People differ in their ages, genders, and family sizes.
• The children’s attendance at school and the adults’ educational attainment both matter.
• What kind of house they live in, and whether they have basic amenities like electricity and clean water?
• The household’s possessions, such as a refrigerator or a car, and their means of income are also important considerations.
• Does anyone in the household suffer from a chronic illness or disability?

Each demographic piece of information provides a score. Once we determine the individual scores, we add them up to the total PMT score. Every year, Pakistan’s government determines the minimum score criteria for the provision of funds. Sometimes this score goes lower, and sometimes it goes up. This time, the score is 32. People with a PTM score of 32 or lower are eligible for the BIPS scheme. This score system is helpful in determining needy and deserving families. Therefore, this score contributes to lowering the poverty rate among Benazir Kafalat beneficiaries.

Components of the PMT Score BISP

There are many factors involved in determining a family’s Proxy Means Test (PMT) score. We discuss five significant factors in detail here.

Demographic Information

1. This information includes the ages of various family members living within a family. Younger and older household heads may have different scores.
2. This score is also dependent on the gender of the family head. The female head may have a higher score as compared to the male family head.
3. The household’s size determines its score. Larger households might score higher due to the greater number of dependents.

Education:

• Household members completed the highest level of education.
• Households with lower educational attainment tend to score higher.
• They have fewer opportunities for well-paying jobs.

Children’s School Enrollment:

1. Are the children in the household currently enrolled in school?
2. Non-enrollment indicates financial hardship, leading to a higher score.

Housing Conditions:

• The family resides in a katcha (temporary), semi-pucca (semi-permanent), or pucca (permanent) house.
• Poorer housing conditions result in a higher score.
• The household either owns or rents their home.
• Renting may indicate financial instability, leading to a higher score.

Access to Utilities:

• Availability of basic amenities like
• Electricity,
• Clean water and sanitation facilities. Lack of these utilities increases the household’s score.

Assets and Livelihoods:

1. Things such as a refrigerator, television, or car are examples.
2. Households without these goods score higher, indicating they have fewer resources.

Sources of income and employment status:

• Do household members have regular, informal, or no employment?
• Unemployment or irregular income sources lead to a higher score.

Health:

• Does the household have access to healthcare services?
• Limited access leads to a higher score.
• There are chronic illnesses or disabilities among the household members.
• Households with members who have health issues score higher, reflecting additional financial burdens.

We can conclude from the above information that various factors influence the PMT score. We calculate the score for each factor to determine the total score.

How the PMT Score BISP is Calculated?

The Proxy Means Test (PMT) Score is a systematic way to measure a household’s poverty level and determine eligibility for the Benazir Income Support Program (BISP). Here’s a detailed breakdown of the calculation process for the PMT score BISP:

1. At this step, trained surveyors visit different houses to collect demographic information about the respondents for the BIPS database. They collect data using a questionnaire, which consists of a series of questions related to them. They may ask questions about their education, housing, assets, and health.
2. We assign a score to each piece of information we collect.
3. Researchers examine the factors that contribute to poverty.
4. The questionnaire scores each response based on predetermined criteria.
5. The total PMT score for the household is the sum of all the weighted scores for the individual indicators.
6. The government or relevant authorities set a threshold PMT score to determine eligibility for BISP benefits.
7. Households with a total PMT score above the threshold are considered eligible for assistance, while those below the threshold are not.
8. We periodically review and update the scoring methodology to ensure it accurately reflects current socio-economic conditions.

Eligibility Criteria: Who Qualifies for BISP  Assistance?

The PMT score BISP is helpful in determining who deserves it. If you have a low score of less than 32, then you are eligible for funds. As time passes, the PMT score increases and decreases. so you can see it accordingly. Your job nature, home condition, and number of children determine your PMT score.

If you use more mobile phone charges than your PMT score, your score will rise. If you have more transactions in your bank account, your PMT score will also increase. Therefore, to maintain your PMT score, always use fewer charges for both your cell phone and bank transactions. Make sure that all your kids have B-forms. It will also decrease your PMT score.

BISP tracking PMT Score

It is important to know your BISP-PMT score in order to determine your eligibility for assistance. The government uses the BISP PMT score to identify the families that require the most support. To check your PMT score, send your CNIC to 8171 via SMS. It is quick, convenient, and provides you with your BISP PMT score and eligibility status.

Understanding your BISP PMT score is important because it is dependent on many factors, such as family size, educational level, and living situation. Regularly tracking your BISP PMT score will keep you informed of your eligibility and allow you to take the necessary actions. Remember, we created the BISP PMT score to help those truly in need, so it’s crucial to monitor your score to ensure you receive the help you deserve.

Implementation of the PMT Score BISP

The PMT score BISP plays a crucial role in determining both your children’s scholarships and your BISP payment. The Benazir Income Support Program (BISP) uses a Proxy Means Test (PMT) score to decide who gets financial help. Imagine a scale of 0 to 100, with 0 being very poor and 100 being very rich. BISP collects family information through questionnaires. It could include their income, home, and belongings.

 A computer then calculates the score for each family based on these details. A lower score indicates a higher likelihood of poverty for a family. BISP has a score cutoff, similar to a line on a ruler. Only families who score below the cutoff receive cash assistance. This helps BISP target their assistance at the most vulnerable families. The board of BISP decides the specific cut-off scores, taking into account how much money is available. For example, if they had more money to spend, they could lower the score in order to assist more families.

1. Avoid making major renovations. Don’t make major improvements or changes to your home. 
2. Try to limit expensive purchases. Avoid purchasing costly items such as furniture and electronics. 
3. Tell the truth about your income. Always tell the truth when it comes to your household’s income. 
4. Update Information: If you change your mind, please let BISP know right away. 
5. Support from the community Seek assistance and inform your community if additional assistance is required. 
6. Regular check-ups BISP will regularly monitor your situation. 
7. Stay informed: Learn how to calculate PMT and the factors that influence it. 
8. Avoid misreporting. Don’t conceal your assets or income. 
9. Participate in surveys. Participate in any surveys that BISP conducts. 
10. Request Assistance In case you need help, contact the BISP office or local leaders. 

Conclusion

Benazir Income Support Programs (BISPs) use Proxy Means Tests (PMTs) as a key tool to identify Pakistani families that require financial support. This score depends on many demographic and social-economic variables, including the size of a family, its education, living conditions, income, and even health. Higher PMT scores BISP increase the likelihood of family assistance. BISP’s accurate collection and analysis of this data ensures its benefit to the most vulnerable households. We regularly review and update PMT’s score system to reflect the latest socio-economic situation, ensuring that we target those most in need of assistance. In order to keep scores low, it is important that families avoid expensive renovations or purchases and provide truthful income information. We allocate the BISP to support the most in need households.

Frequently Asked Questions About PMT Score BISP